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Tree-frogs have, of course, in most circumstances much greater difficulty in getting at water than pond-frogs; and this is especially true in certain tropical or desert districts. Hence most of the frogs which inhabit such regions have had to find out or invent some ingenious plan for passing through the tadpole stage with a minimum of moisture. The devices they have hit upon are very curious. Some of them make use of the little pools collected at the bases of huge tropical leaf-stalks, like those of the banana plant; others dispense with the aid of water altogether, and glue their new-laid eggs to their own backs, where the fry pass through the tadpole stage with the slimy mucus which surrounds them. Nature always discovers such cunning schemes to get over apparent difficulties in her way: and the tree-frogs have solved the problem for themselves in half a dozen manners in different localities. Oddest of all, perhaps, is the dodge invented by "Darwin's frog," a Chilean species, in which the male swallows the eggs as soon as laid, and gulps them into the throat-pouch beneath his capacious neck: there they hatch out and pass through their tadpole stage: and when at last they arrive at frogly maturity, they escape into the world through the mouth of their father.

he discommodities of usury are, First, that it makes fewer merchants. For were it not for this lazy trade of usury, money would not he still, but would in great part be employed upon merchandizing; which is the vena porta of wealth in a state. The second, that it makes poor merchants. For, as a farmer cannot husband his ground so well, if he sit at a great rent; so the merchant cannot drive his trade so well, if he sit at great usury. The third is incident to the other two; and that is the decay of customs of kings or states, which ebb or flow, with merchandizing. The fourth, that it bringeth the treasure of a realm, or state, into a few hands. For the usurer being at certainties, and others at uncertainties, at the end of the game, most of the money will be in the box; and ever a state flourisheth, when wealth is more equally spread. The fifth, that it beats down the price of land; for the employment of money, is chiefly either merchandizing or purchasing; and usury waylays both. The sixth, that it doth dull and damp all industries, improvements, and new inventions, wherein money would be stirring, if it were not for this slug. The last, that it is the canker and ruin of many men's estates; which, in process of time, breeds a public poverty.


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